Terms of Use.

Kredonia is operated by FINANSI GROUP, S.L., a company organized in Spain (Spanish tax identification number B66240672), with its registered address at Calle Felip María Garín 4, 1B, 2, 46021 Valencia, Spain.

You can contact us about the website using the U.S. Contact page. A dedicated legal or privacy email address has not yet been confirmed for this market.

Kredonia provides general educational articles, informational tools, and illustrative loan calculators. Certain user journeys may direct you to an independent third-party financing provider, if and when that feature is made available for the U.S. market.

Use of the website does not create a lender–borrower relationship, a loan commitment, or a professional financial advisory relationship with Kredonia.

Kredonia does not itself originate, fund, service, underwrite, or approve loans. A third-party lender is solely responsible for determining eligibility and any terms it offers.

There is no guarantee of approval, loan availability, a particular annual percentage rate (APR), funding time, amount, or repayment term. Availability and requirements may vary by provider and state.

Calculator outputs are illustrative estimates based on information you enter and assumptions stated in the relevant tool. They are not personalized quotes, prequalification decisions, offers of credit, or disclosures of actual loan terms.

For any loan you consider, independently review the lender's APR, finance charge, fees, payment schedule, total repayment amount, and full contractual disclosures.

Use the website lawfully and do not attempt to compromise site security, scrape private information, interfere with services, or impersonate another person.

If you provide information through a contact form, submit only information that is accurate and necessary for the request, and avoid passwords, bank account credentials, or highly sensitive personal data.

Any third-party link or referral takes you to a service governed by its own privacy notice, terms, underwriting rules, and regulatory obligations.

Unless expressly stated otherwise, Kredonia does not control the content, products, decisions, or practices of independent financial providers.

The Kredonia name, site design, text, graphics, calculators, and other original website materials may be protected by applicable intellectual property laws. Personal, non-commercial use of public educational content is permitted subject to applicable law.

We aim to maintain accurate and accessible information but cannot promise uninterrupted access or that all educational content will remain current. Nothing in these Terms limits rights or remedies that cannot lawfully be excluded.

Mandatory laws and consumer protections that apply to your use of the website continue to apply. These Terms do not select a forum, impose arbitration, or waive class-action rights.

We may revise these Terms as the service changes. The publication date and revised terms will be shown on this page. For questions, use the Contact page.